Overview
The loss of income due to illness or injury can cause serious financial hardship for your family. Disability insurance replaces a portion of your income to help you continue paying your bills and meeting your financial obligations during this difficult time. Short-term and long-term disability are provided to eligible employees at no cost to you.
Short-term disability insurance
- Eligible for 1 to 180 days of disability benefits if approved by Unum
- Maximum length of disability payments is 180 days
- Coordinated with state disability benefits if applicable
Long-term disability insurance
- Coverage begins after you have been disabled for 180 days if approved by Unum
- Pays 60% of your eligible earnings, up to a maximum of $15,000 per month
- Benefits are reduced by the amount of any other income benefits, such as Social Security or workers’ compensation
Learn more
See your disability coverage at a glance or your full Summary Plan Description (SPD).
Don’t forget!
If a doctor removes you from work due to a disability, contact myHR for information on how to file your disability claim and your leave of absence options.