2022 annual enrollment: October 25 – November 5

Annual enrollment for your 2022 benefits begins October 25 and ends November 5, 2021 at 11:59 p.m. Central time. This is your annual opportunity to review your needs and select the benefits that provide the best coverage and value for you and your family.

Take action

If you’re not sure where to start, review your annual enrollment checklist below.

Take the checklist with you.

Download a printable enrollment checklist here.

Get ready

  • Learn more about all your benefits using this site and get to know what’s changing for 2022.
  • Consider your coverage. Do your current benefits still meet your needs? Are you paying for more coverage than necessary? Compare your medical plan options using the 2022 Medical Expense Estimator.
Prepare
  • Check your dependents. Make sure you have Social Security numbers and other dependent certification information for any newly added dependents.*
  • Check your life insurance beneficiaries. Confirm that your benefits will be paid out to the individuals you choose, in case the unexpected happens. To confirm your beneficiaries, visit enroll.stryker.com and select "Your Beneficiaries" under Quick Links.
  • Confirm or update your address and phone number in Workday so that your annual enrollment materials are sent to the correct place.
Choose
  • Enroll on enroll.stryker.com between October 25 and November 5, 2021 at 11:59 p.m. Central time. 
  • You will need to take action if you want to:
    • Update or change your existing medical, dental or vision coverage.
    • Update your life insurance elections and beneficiaries, if needed.
    • Confirm or update your tobacco status. If you and your spouse/domestic partner will be enrolled in a Stryker medical plan, you must complete the tobacco affidavit every year confirming that you or your covered spouse/domestic partner are not tobacco users if you want to avoid the annual $600 Tobacco Use Surcharge.
    • Choose your contribution amount if you want to contribute to an HSA or FSA in 2022. Your current HSA or FSA payroll deduction will not roll over to 2022.
  • Print your confirmation statement.
Provide documentation (if applicable)
  • Provide proof of your dependent’s status for any newly added dependents by November 12, 2021. If you do not provide the dependent certification documents for any newly added dependents, your dependent will be removed and will not receive coverage for the 2022 plan year.
  • Complete Evidence of Insurability (EOI) for your supplemental life insurance by March 15, 2022 if requested by The Hartford.

*Dependent certification includes birth certificates for your children and/or your marriage certificate and 2020 tax return for your spouse. For other dependents or options, please read this proof of dependent eligibility summary or contact myHR. Remember, unless your covered children have a qualifying disability, they may only be covered until age 26 by the medical, dental, vision, supplemental health and child life insurance plans.

What’s changing

Every year, we take a close look at our benefits program. We consider changes to the program that will better support your total wellbeing, while also meeting our business and regulatory obligations.

The good news is, most of your benefits will stay the same in 2022. There will be a few new features and updates to think about as you’re making your elections.

Benefit What’s changing
Contribution limits The IRS has increased the contribution limits for the Health Savings Account (HSA).

For the HSA, the amount you and Stryker can contribute in 2022 is:
  • Individual: $3,650
  • Family: $7,300
  • Over age 55 “catch-up” contribution: $1,000
For the Healthcare Flexible Spending Account (HCFSA), the limit is $2,750. The 2022 Day Care Flexible Spending Account (DCFSA) limit is $5,000.
Critical illness insurance The critical illness plan will no longer offer a $50 benefit for completing a health screening, due to a change in state regulations that govern this plan.
Your cost for coverage
  • For the medical plans: Your monthly cost for coverage will change for some plans in 2022. You can find your monthly costs for medical coverage in the October newsletter.
  • For critical illness insurance: Your monthly cost for coverage will decrease in 2022. You can find your monthly costs for critical illness coverage in the Benefits at a Glance (2022).

Important COVID-19 vaccination information

We continue to feel the impact of COVID-19 on our families, communities and businesses. Now more than ever, we are stressing the importance of getting your COVID-19 vaccination, as not doing so could be detrimental to the safety of our workplace and the ability to run our business. If you are fully vaccinated and have not yet reported your vaccination status, please do so at myHR.stryker.com. Contingent upon the overall vaccination rate, additional changes to our medical plans may be considered in 2022 to ensure a safe workplace for our employees. This may include a surcharge for employees participating in the medical plan in 2022 if not fully vaccinated. Any potential surcharge amount is currently under evaluation. If fully approved, details will be shared via standard communication channels. For more information on the COVID vaccine, visit Stryker's Coronavirus Information Center on Connect.

How to enroll

The Benefits Enrollment Site makes enrolling for your 2022 benefits quick and easy. All you need is a computer, tablet or smart phone with an internet connection and a compatible internet browser (see list below). Visit the Benefits Enrollment Site beginning October 25. Your login information will be your Stryker email address and network password.

Enrolling from home

To enroll from home, you’ll need to log in using your Stryker email address and network password. You can enroll using a computer, tablet or mobile device. If you have forgotten your Stryker network password, contact the IT Service Desk. If you receive an error message when trying to access the Benefits Enrollment Site, try the following:

  • Confirm that you're using the correct Benefits Enrollment Site URL.
  • Confirm that you're using a compatible internet browser (the latest version of Google Chrome, Firefox, Microsoft Edge and Safari).
  • Clear your browser cache by opening the settings in your internet browser and clearing your history and website data. Then, close all browser windows and log in again.

If you're still getting an error, contact myHR at 877 795 2002 for additional assistance.

This is your once-a-year chance to make changes

In most cases, you cannot change your benefit elections outside of annual enrollment. However, you may be permitted to add or drop a dependent, or enroll in or drop coverage, if you experience a qualifying life event. Visit your Summary Plan Description or contact your myHR Support team for more information.

Decision support

Choosing the right plans matters to your health and your financial wellbeing. Use these resources to explore the benefits available to you and select the best options for you and your family.

Pre-enrollment newsletter

 

This newsletter highlights what’s changing for 2022 and discusses important things to know for annual enrollment.

Annual enrollment presentation

 

Watch this recorded presentation to learn about your plans and options in 2022.

2022 monthly coverage costs

 

Some coverage costs will change in 2022 – make sure you’re familiar with these changes.

Medical Expense Estimator

 

Compare your medical plan options to choose the best plan for yourself and your family.

Benefits Enrollment Site

 

Log in to review your current benefit elections and think about how your needs have changed in the past year. Then, check below for an overview of your options in 2022.

Frequently asked questions

 

Get answers to common questions about annual enrollment.

Health insurance 101 video

 

Watch a quick overview of how your benefits work, including your deductibles, copays, coinsurance and out-of-pocket maximum.

Benefits at a Glance (2022)

 

Learn more about your 2022 benefits.

Benefit options

2022 UHC plan comparison chart

Great news! While your costs are increasing, there are no changes to the UHC plan designs for 2022.

In-network benefit1 UHC Choice PPO Plan UHC Value PPO Plan UHC Premium HSA Plan UHC Basic HSA Plan
Monthly costs
Employee only $151 $133 $114 $62
Employee + 1 $296 $257 $214 $82
Family $464 $406 $341 $113
HSA contribution from Stryker2 3
Employee only None None $500 $250
Employee + 1 None None $1,000 $500
Family None None $1,000 $500
Deductible4
Employee only $350 $750 $1,500 $2,500
Employee + 1 $700 $1,500 $3,000 $5,000
Family $1,050 $2,250 $3,000 $5,000
Out-of-pocket maximum
Employee only $2,950 $4,250 $5,000 $6,450
Employee + 1 $5,900 $8,500 $10,000 $12,900
Family $6,250 $9,250 $10,000 $12,900
Preventive care Covered 100% Covered 100% Covered 100% Covered 100%
Copay
PCP $25 $25 None-– subject to deductible and coinsurance None – subject to deductible and coinsurance
Specialist $40 $40 None-– subject to deductible and coinsurance None – subject to deductible and coinsurance
ER $150 $150 None-– subject to deductible and coinsurance None – subject to deductible and coinsurance
Coinsurance Deductible, then 20% Deductible, then 20% Deductible, then 20% Deductible, then 30%
Rx-retail/mail
Tier 1 $10/$25 $10/$25 Deductible, then 20% Deductible, then 30%
Tier 2 $25/$62.50 $25/$62.50 Deductible, then 20% Deductible, then 30%
Tier 3 $50/$125 $50/$125 Deductible, then 20% Deductible, then 30%

1The information shown here assumes in-network care and services. For more detailed plan information and out-of-network costs, view the Benefits at a Glance (2022).
2The 2022 HSA contribution from Stryker is made for employees new to the HSA plan as well as for those already enrolled.
3Direct temporary employees and interns are not eligible for Stryker’s HSA funding but are eligible to elect and contribute their own funds to the account if they become eligible for and enroll in the Basic HSA medical plan.
4In the HSA plans, the total family deductible must be met before the plan covers any expenses. No one family member’s expenses are capped at an individual deductible amount.

Additional medical plan options

BCBSAL Preferred Provider Organization (PPO) Plan
Kaiser Health Maintenance Organization (HMO) Plan
Hawaii Medical Service Association (HMSA) Plan
Cigna International Expatriate Benefits Plan
  • For: Employees on international assignment for six months or more
  • Administered by: Cigna
UHC Out-of-Area Plan
  • For: If there are no satisfactory PPO networks available in your area
  • Administered by: UnitedHealthcare
Are your beneficiaries up to date?

Keeping your beneficiaries up to date ensures that your benefits are paid out to the individuals you choose, in case the unexpected happens. Visit the following sites today to confirm your beneficiary information:

Legal notices

For more information, review your 2022 annual enrollment legal notices and disclosures, which include the following:

  • Equal Opportunity and Affirmative Action Notice
  • Summary Annual Report (SAR): Stryker Corporation Welfare Benefits Plan
  • Notice Regarding Wellness Program
  • Notice of Your Right to Request a Special Election Opportunity
  • Women’s Health and Cancer Rights Act of 1998 Notice
  • Notice of Creditable Status of Your Prescription Drug Coverage
  • Notice: Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP)

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